Financial planning is a pragmatic blend of people and technology. During an interview, your short and long term goals are determined, as well as your feelings, preferences and attitudes about achieving those goals. The next step to achieving a personalized financial plan is utilizing a computer to objectively analyse your financial situation and capabilities. The end result is a kind of "blueprint" towards achieving these goals. To ensure the continuing achievement of your goals, the plan is monitored regularly to allow for changes such as personal financial status.
Investments are perceived by some as income maximization, and by others as retirement planning. Regardless of the interpretation, there are a variety of avenues available, and Steenbergen Financial can explain the benefits of each to help you decide which form of investment is best suited to your objectives.
- Registered Retirement Savings Plans (RRSP's)
- Registered Retirement Income Funds (RRIF's)
- Guaranteed Investment Certificates (GIC's)
- Segregated Funds